Every Dollar You Spend With These Credit Cards Earns Points For You

Category: Finance, Credit.

We all have expenses, some more than others.

With so many reward credit cards out there that offer sky miles, cash back, hotel discounts, gas bonuses etc. we should all be taking advantage of these. Why not get something out of it? If you shop around a little you can find the type of bonus you like best and the best offer that s currently out there for that type of bonus. I ll use someone I know personally as an example. If you own your own business you have an opportunity to really rack up the bonus points. I know an electrician that owns his own business.

The customer ultimately pays for the material as well has the labor but the gentlemen I know does have to lay out the initial funds for the materials. When he gets a job he has to buy materials. And we re talking about jobs where the material costs alone may be a few thousand dollars. Even if you don t own a business that requires you to put thousands of dollars every month on a credit card you still have an opportunity to earn some nice bonuses that you would not otherwise recieve unless you were using a bonus type credit card. He s in a fantastic situation here because he can quickly earn thousands of points toward a free trip or gas for the company truck with every job and the customer ends up paying for the materials anyway. If your car breaks down and you ve got to pay$ 700 to fix it, you might as well earn some bonus points.

But it doesn t have to be big ticket items. If you re doing any remodeling around the house there s an opportunity to rack up some points. Every dollar you spend with these credit cards earns points for you. Things that we have to pay for one way or another. Now, I m not saying you should go on wild shopping sprees but we all have certain expenses. Things like groceries, cell phone bills, gas etc. Instead of paying for them with a credit card that doesn t offer you anything other than a high interest rate, you could be paying for them with a credit card that will earn you a couple of free airline tickets to Hawaii, or a free week at a four star hotel, or free gas, or cash back.

These types of expenses are things that you buy every week or every month. Please spend your money responsibly. But if you have to spend the money, you might as well get something out of it.